Some Mutual Fund Schemes Restrict investments to only SIP or only Lump Sum due to:
- High Asset Under Management (AUM): If a fund has already received a large amount of investment, fund managers may limit new investments to maintain fund efficiency.
- Market Conditions: In a bull market, fund managers may restrict Lump Sum investments to avoid investing at overvalued prices.
- Investor Protection: Limiting certain investment methods helps in managing fund performance and protecting existing investors.
Investors should always check the Fund's Investment Rules before investing.