Why am I unable to transfer more than ₹2 lakh using UPI?

UPI transactions are subject to limits set by NPCI and individual banks:

  • Most banks allow a maximum of ₹2 lakh per day via UPI.
  • Some banks may have different limits based on customer profile or transaction type.

If you need to transfer a higher amount, use alternative methods such as:

  • Net Banking (NEFT/RTGS)

Lakshmishree does not charge any fees for fund transfers via any method.