As of 2026, there are 27 IRDAI-approved life insurance companies in India, which include one government insurer (LIC of India) and 26 private players like HDFC Life, ICICI Prudential, SBI Life, and Max Life. Among them, LIC is the largest and only government-owned company, while private insurers compete with diverse plans and digital services and […]
Date: 22nd January 2026 Stock Market Highlights Stock market today witnessed a sharp sell-off, with benchmark indices plunging over 1% each, as heavy selling dragged the Nifty below the 25,200 mark intraday. Weak global cues, concerns over global trade tensions, mixed Q3 earnings, a falling rupee, and continued FII outflows weighed heavily on investor sentiment. […]
Investing in mutual funds without knowing the Types of Mutual Funds is like boarding a train without checking its destination. You may be moving fast, but you have no idea where you’ll end up. Many investors in India put money into mutual funds and later feel disappointed not because mutual funds don’t work, but because […]
By Lakshmishree | Updated: December 2025 What is the Tax on Mutual Funds? Tax on mutual funds is the tax you pay on the returns earned from your mutual fund investments. This tax applies when you sell (redeem) your mutual fund units at a profit or when you receive dividends. In India, how much tax […]
When people think about investing, they often look for a balance between safety and good returns. feel secure but usually offer low growth, while the stock market can be unpredictable. Because of this gap, many investors are now turning their attention to non convertible debentures, which offer fixed income with relatively better returns over a […]
Have you ever wondered how banks, investors, or even business owners know whether a company can easily pay its loan interest on time? That’s where the interest coverage ratio, also known as ICR, comes into the picture. It is a simple financial measure that shows how comfortably a business can handle its interest payments using […]
Have you ever wondered why your portfolio's value changes daily, even when you haven’t bought or sold anything? Or why do brokers often talk about "Mark to Market" adjustments in trading? If you’re new to the share market or trading, terms like Mark to Market (MTM) can sound confusing. But here’s the thing—It is the […]
Forward and futures contracts are commonly used in financial markets, but many people confuse them because they sound similar. In reality, there is a clear difference between forward and future contract in terms of how they are traded, regulated, and settled. These differences play an important role in business decisions, trading, and risk management. In […]
Date: 31st December 2025 Stock Market Highlights Stock market today ended the final trading session of 2025 on a strong note, with benchmarks extending gains and the Nifty comfortably closing above the 26,100 mark. The rally was broad-based, led by metal, PSU banks, oil & gas, while the IT sector underperformed. At close: Top Gainers […]
Building a company isn’t just about money, it’s also about ideas, skills, and hard work. That’s where sweat equity shares come into the picture. Many startups and growing companies in India use sweat shares to reward people who put in extra effort, knowledge, or expertise instead of cash. But what exactly are they, and why […]
