Piramal Finance Limited reported a 66.86% year-on-year (YoY) increase in consolidated net profit to ₹545.42 crore for the second quarter of FY27, compared with ₹326.99 crore in the corresponding quarter last year.
The non-banking financial company’s consolidated total income increased to ₹3,717.16 crore from ₹2,900.27 crore in Q2 FY26, registering growth of 28.17%. Revenue from operations rose to ₹3,659.19 crore from ₹2,871.55 crore in the year-ago quarter. The company’s results were announced on October 19, 2026.
Piramal Finance Q2 Results : Key Financial Highlights
Consolidated results
- Net profit: ₹545.42 crore, up 66.86% YoY.
- Total income: ₹3,717.16 crore, up 28.17% YoY.
- Revenue from operations: ₹3,659.19 crore, compared with ₹2,871.55 crore in Q2 FY26.
- Net interest income (NII): ₹1,530 crore, up approximately 35% YoY from ₹1,132 crore.
- Assets under management (AUM): Approximately ₹1.13 lakh crore, according to published results coverage.
Note: The figures above are consolidated unless otherwise specified. Total income, revenue from operations and net interest income are different financial measures and should not be used interchangeably.
Revenue and Net Interest Income Show Growth
Piramal Finance’s consolidated revenue from operations increased to ₹3,659.19 crore in Q2 FY27 from ₹2,871.55 crore in Q2 FY26. Consolidated total income also rose to ₹3,717.16 crore from ₹2,900.27 crore over the same period.
Net interest income increased approximately 35% year-on-year to ₹1,530 crore from ₹1,132 crore. NII represents the difference between interest earned on loans and other interest-bearing assets and the interest paid on borrowings and other funding sources.
The growth in revenue and NII indicates an increase in income generated by the company’s lending business. However, funding costs, credit quality, operating expenses and loan-loss provisions remain important factors influencing the profitability of an NBFC.
Net Profit Rises 67% Year-on-Year
Piramal Finance’s consolidated net profit increased to ₹545.42 crore in Q2 FY27 from ₹326.99 crore in the corresponding quarter of the previous financial year.
The increase in profit was accompanied by growth in total income and net interest income. The company’s performance should also be assessed in the context of its funding costs, operating expenses, impairment provisions and asset quality to understand the sustainability of earnings growth.
For quarter-on-quarter comparison, the corresponding Q1 FY27 figures should be taken from the original financial statements and compared on the same consolidated basis. The year-on-year figures above should not be interpreted as quarter-on-quarter growth.
Assets Under Management
Piramal Finance’s assets under management stood at approximately ₹1.13 lakh crore, according to published results coverage. AUM is an important operating indicator for a lending company because it reflects the scale of its managed lending portfolio.
Growth in AUM can support future interest income, although its effect on profitability depends on portfolio composition, lending yields, funding costs and credit performance. The precise current-quarter and year-ago AUM figures should be checked against the company’s investor presentation before publication.
What the Results Mean for Investors
Piramal Finance’s Q2 FY27 results show strong year-on-year growth in consolidated net profit, total income and net interest income. The increase in earnings indicates improved reported profitability during the quarter.
Investors tracking the company may monitor subsequent trends in net interest income, assets under management, funding costs, credit costs, non-performing assets and margins. These indicators can help assess whether the company can sustain earnings growth while managing credit risk.
Source: Piramal Finance Limited’s Q2 FY27 financial results for the quarter ended September 30, 2026, announced on October 19, 2026. Refer to the company’s official announcements and the NSE corporate filings page for the original financial statements.
Disclaimer: This article is for informational purposes only and does not constitute investment advice or a recommendation to buy or sell any security. Investments in securities are subject to market risks. Read all related documents carefully before investing.
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