Asset Reconstruction Co.(India) Limited IPO Price: ₹132 to ₹139 per share
IPO Dates: 9 to 11 Sept, 2026
Company Overview
Incorporated in February 2002, Asset Reconstruction Company (India) Limited is an asset reconstruction company (ARC) engaged in acquiring stressed assets from banks and financial institutions and implementing resolution strategies to maximize recoveries and optimize the value of such assets. The Company received its certificate of registration from the Reserve Bank of India (RBI) to commence securitisation and asset reconstruction operations in August 2003 and is recognised as the first ARC incorporated in India.
Business Operations
The Company operates across three key business verticals—Corporate Loans, SME and Other Loans, and Retail Loans. It acquires single-credit and portfolio-based stressed secured and unsecured assets and deploys various resolution, restructuring, enforcement, settlement and collection strategies based on the nature of the underlying assets. Its operations generate revenue through fee income and investment income.
Stressed Asset Acquisition & Resolution
The Company focuses on acquiring stressed assets from banks and financial institutions and implementing resolution strategies to maximize recoveries and optimize asset value. Its operations are supported by legal mechanisms, collection infrastructure and data analytics. The Company has also focused on expanding its presence in the retail loan segment.
Customer & Institutional Relationships
The Company has established relationships with a wide range of banks, financial institutions, NBFCs and housing finance companies, supporting its stressed asset acquisition business.
Operational Network
As of March 31, 2026, the Company operated through 13 offices across 12 states, including Delhi. Its nationwide operational network supports its acquisition, valuation, resolution and collection activities.
Workforce & Supporting Infrastructure
As of March 31, 2026, the Company had 206 permanent employees. Its operations are also supported by registered valuers, collection agents and empanelled lawyers, providing capabilities across acquisition, valuation, resolution and collections.
Competitive Strengths
- Ability to implement diverse resolution strategies and a robust collections framework.
- Growing focus on the retail stressed assets segment.
- Established nationwide operational network.
- Strong relationships with banks and financial institutions.
- Track record of consistent financial and operational performance.
- India’s first ARC with one of the largest assets under management.
- Expertise in acquiring stressed assets with increasing investment in security receipts.
Bidding Starts In
Asset Reconstruction Co.(India) Limited IPO Specifics:
| IPO Date | 9 to 11 Sep, 2026 |
| Listing Date | Thu, Sep 17, 2026T |
| Face Value | ₹10 per share |
| Price Band | ₹132 to ₹139 |
| Lot Size | 107 Shares |
| Sale Type | OFS only |
| Issue Type | Bookbuilding IPO |
| Listing At | BSE, NSE |
| Total Issue Size | 5,27,31,946 shares (agg. up to ₹733 Cr) |
| Offer for Sale | 5,27,31,946 shares of ₹10 (agg. up to ₹733 Cr) |
| Share Holding Pre Issue | 32,48,97,140 shares |
| Share Holding Post Issue | 32,48,97,140 shares |
Asset Reconstruction Co.(India) IPO Timetable (Important Dates)
| Event | Date |
|---|---|
| IPO Open | Wed, Sep 9, 2026 |
| IPO Close | Fri, Sep 11, 2026 |
| Allotment | Tue, Sep 15, 2026 |
| Refund | Wed, Sep 16, 2026 |
| Credit of Shares | Wed, Sep 16, 2026 |
| Listing | Thu, Sep 17, 2026 |
Asset Reconstruction Co.(India) Limited IPO Lot Size
Bidders have the opportunity to bid for a minimum of 107 shares, with the option to increase in multiples. The table below outlines the minimum and maximum investment thresholds for both retail investors and High Net Worth Individuals (HNIs), specifying the corresponding number of shares and amounts involved.
| Application | Lots | Shares | Amount |
|---|---|---|---|
| Retail (Min) | 1 | 107 | ₹14,873 |
| Retail (Max) | 13 | 1,391 | ₹1,93,349 |
| S-HNI (Min) | 14 | 1,498 | ₹2,08,222 |
| S-HNI (Max) | 67 | 7,169 | ₹9,96,491 |
| B-HNI (Min) | 68 | 7,276 | ₹10,11,364 |
Asset Reconstruction Co.(India) Limited IPO Reservation
| Investor Category | Shares |
|---|---|
| QIB | Not more than 50% of the Offer |
| Retail | Not less than 35% of the Offer |
| NII | Not less than 15% of the Offer |
Asset Reconstruction Co.(India) Limited IPO Financial Information
| Particulars (₹ Cr) | 31 Mar 2026 | 31 Mar 2025 | 31 Mar 2024 |
|---|---|---|---|
| Assets | 4,460.85 | 3,263.82 | 2,795.34 |
| Total Income | 785.08 | 623.40 | 574.11 |
| Profit After Tax | 407.84 | 355.32 | 305.34 |
| EBITDA | 588.93 | 491.88 | 416.36 |
| NET Worth | 3,079.39 | 2,767.80 | 2,462.51 |
| Reserves and Surplus | 2,751.18 | 2,439.19 | 2,135.20 |
| Total Borrowing | 1,205.50 | 305.93 | 149.95 |
Key Performance Indicator- Asset Reconstruction Co.(India) Limited IPO
| KPI | Mar 31, 2026 | Mar 31, 2025 |
|---|---|---|
| Debt/Equity | 0.39 | 0.11 |
| RoNW | 13.95% | 13.59% |
| PAT Margin | 51.95% | 57.00% |
| EBITDA Margin | 78.21% | 82.47% |
| NAV | 94.78 | 81.97 |
| Valuation Metric | Pre IPO | Post IPO |
|---|---|---|
| EPS (₹) | 12.55 | 12.55 |
| Market Cap at Offer Price | – | ₹4,516.07 Cr |
Prospectus Links:
Prospectus: Official documents that provide detailed information about the IPO and the company.
Asset Reconstruction Co.(India) Limited IPO RHP
Asset Reconstruction Co.(India) Limited IPO DRHP
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