{"id":5674,"date":"2024-02-03T16:43:16","date_gmt":"2024-02-03T11:13:16","guid":{"rendered":"https:\/\/lakshmishree.com\/blog\/?p=5674"},"modified":"2024-02-03T16:43:20","modified_gmt":"2024-02-03T11:13:20","slug":"capital-small-finance-bank-ipo-details","status":"publish","type":"post","link":"https:\/\/lakshmishree.com\/blog\/capital-small-finance-bank-ipo-details\/","title":{"rendered":"Capital Small Finance Bank IPO Details - Complete Overview of Capital Small Finance Bank Limited IPO"},"content":{"rendered":"\n

Capital Small Finance Bank<\/strong> IPO Price: <\/strong>\u20b9445 to \u20b9468
IPO Date Range:<\/strong> Feb 7, 2024 - Feb 9, 2024<\/p>\n\n\n\n

\n
\n
\n
\n
\"Capital<\/figure>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n
\n

Foundation & Business Essence<\/h2>\n\n\n\n

Established in 1999, Capital Small Finance Bank Limited operates as a small finance bank. In 2015, it achieved the distinction of being the inaugural non-NBFC microfinance entity to be granted the coveted SFB license. The company boasts a robust presence in semi-urban and rural locales, employing a branch-centric operational approach.<\/p>\n<\/div>\n<\/div>\n\n\n\n

Loan Portfolio<\/h2>\n\n\n\n

Capital Small Finance Bank offers a diverse range of loan products, each catering to specific financial needs. As of March 31, 2023, the average ticket size for the bank's agriculture, MSME and trading, and mortgage lending products stands at \u20b91.23 million, \u20b91.82 million, and \u20b91.16 million, respectively. These figures reflect the bank's commitment to providing tailored financial solutions, addressing the unique requirements of different sectors within the middle-income customer base.<\/p>\n\n\n\n

As of March 31 and June 30, 2023, an impressive 99.82% and 99.84% of Capital Small Finance Bank's loan book are secured, emphasizing the institution's commitment to financial prudence and risk management. Notably, a substantial portion of these secured loans, accounting for 85.16% and 84.66%, is backed by immovable properties. This robust security framework ensures a stable and resilient loan portfolio, contributing to the bank's overall financial stability.<\/p>\n\n\n\n

Network and Presence<\/h2>\n\n\n\n

Headquartered in Jalandhar, Punjab, Capital Small Finance Bank strategically extends its Small Finance Bank (SFB) operations across the northern states of India, including Punjab, Haryana, Rajasthan, Delhi, Himachal Pradesh, and UT Chandigarh.<\/p>\n\n\n\n

As of June 30, 2023, the bank boasts a significant presence in five states and one union territory, housing a total of 172 branches and 174 ATMs. Notably, these branches are predominantly situated in rural and semi-urban areas, spanning 24 districts. Impressively, they cater to approximately 75.90% of the total customer base, encompassing both credit and deposits. This underscores the bank's focused niche, specifically targeting the middle-income group, with a strong commitment to serving the needs of rural and semi-urban communities.<\/p>\n\n\n\n

Bidding Starts In<\/h2>\n\n\n\n
-<\/div>
DAYS<\/div><\/div>
-<\/div>
HOURS<\/div><\/div>
-<\/div>
MINUTES<\/div><\/div>
-<\/div>
SECONDS<\/div><\/div><\/div>\n\n\n\n
APPLY NOW<\/span><\/path><\/svg>

Dream Big, Start with an IPO. Choose Lakshmishree.<\/p><\/a><\/div>\n\n\n\n

Capital Small Finance Bank IPO Specifics:<\/h2>\n\n\n\n
IPO Date<\/td>February 7, 2024 to February 9, 2024<\/td><\/tr>
Listing Date<\/td>Wednesday, February 14, 2024<\/td><\/tr>
Face Value<\/td>\u20b910 per share<\/td><\/tr>
Price Band<\/td>\u20b9445 to \u20b9468\u00a0 per share<\/td><\/tr>
Lot Size<\/td>32 shares<\/td><\/tr>
Total Issue Size<\/td>11,176,713 shares
(aggregating up to \u20b9523.07 Cr)<\/td><\/tr>
Fresh Issue<\/td>9,615,384 shares
(aggregating up to \u20b9450.00 Cr)<\/td><\/tr>
Offer For Sale<\/td>1,561,329 shares of \u20b910
(aggregating up to \u20b973.07 Cr)<\/td><\/tr>
Issue Type<\/td>Book Built Issue IPO<\/td><\/tr>
Listing At<\/td>BSE, NSE<\/td><\/tr>
Share holding pre issue<\/td>35,350,636<\/td><\/tr>
Share holding post issue<\/td>44,966,020<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

Capital Small Finance Bank IPO Lot Size<\/h2>\n\n\n\n

Investors have the option to bid for a minimum of 32 shares, and they can bid in multiples of this amount. The table below outlines the minimum and maximum investment amounts for retail investors and HNIs, both in terms of shares and total value.<\/p>\n\n\n\n

Application<\/th>Lots<\/th>Shares<\/th>Amount<\/th><\/tr><\/thead>
Retail (Min)<\/td>1<\/td>32<\/td>\u20b914,976<\/td><\/tr>
Retail (Max)<\/td>13<\/td>416<\/td>\u20b9194,688<\/td><\/tr>
S-HNI (Min)<\/td>14<\/td>448<\/td>\u20b9209,664<\/td><\/tr>
S-HNI (Max)<\/td>66<\/td>2112<\/td>\u20b9988,416<\/td><\/tr>
B-HNI (Min)<\/td>67<\/td>2144<\/td>\u20b91,003,392<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

Capital Small Finance Bank IPO Reservation<\/h2>\n\n\n\n
QIB Shares Offered<\/td>Not more than 50% of the Net Issue<\/td><\/tr>
Retail Shares Offered<\/td>Not less than 35% of the Net Issue<\/td><\/tr>
NII (HNI) Shares Offered<\/td>Not less than 15% of the Net Issue<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

Capital Small Finance Bank IPO Timetable (Important Dates)<\/h2>\n\n\n\n
IPO Open Date<\/td>Wednesday, February 7, 2024<\/td><\/tr>
IPO Close Date<\/td>Friday, February 9, 2024<\/td><\/tr>
Basis of Allotment<\/td>Monday, February 12, 2024<\/td><\/tr>
Initiation of Refunds<\/td>Tuesday, February 13, 2024<\/td><\/tr>
Credit of Shares to Demat<\/td>Tuesday, February 13, 2024<\/td><\/tr>
Listing Date<\/td>Wednesday, February 14, 2024<\/td><\/tr>
Cut-off time for UPI mandate confirmation<\/td>5 PM on February 9, 2024<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

Don't Miss Out!<\/h2>
<\/div>

Whether you're a seasoned investor or just starting out, Lakshmishree ensures you don't miss out on premier IPO opportunities. Dive into the future of investing with Lakshmishree.<\/p><\/div>\n\n\n\n

\n
APPLY NOW<\/a><\/div>\n<\/div>\n\n\n\n

Capital Small Finance Bank Limited IPO Financial Information<\/h2>\n\n\n\n

Capital Small Finance Bank Limited experienced a notable 14.72% surge in revenue, coupled with an impressive 49.59% rise in profit after tax (PAT) during the financial year ending on March 31, 2023, as compared to the figures recorded on March 31, 2022.<\/p>\n\n\n\n

Period Ended<\/th>31 Mar 2021<\/th>31 Mar 2022<\/th>31 Mar 2023<\/th>30 Sep 2023<\/th><\/tr><\/thead>
Assets<\/td>6371.24<\/td>7153.92<\/td>7990.77<\/td>8390.69<\/td><\/tr>
Revenue<\/td>557.27<\/td>632.40<\/td>725.48<\/td>415.22<\/td><\/tr>
Profit After Tax<\/td>40.78<\/td>62.57<\/td>93.60<\/td>54.39<\/td><\/tr>
Net Worth<\/td>450.79<\/td>515.78<\/td>610.61<\/td>711.76<\/td><\/tr>
Reserves & Surplus<\/td>416.88<\/td>481.74<\/td>576.36<\/td>676.41<\/td><\/tr>
Total Borrowing<\/td>616.72<\/td>498.43<\/td>721.38<\/td>572.76<\/td><\/tr><\/tbody><\/table>
Amount in \u20b9 Crore<\/small><\/figcaption><\/figure>\n\n\n\n

Key Performance Indicator - Capital Small Finance Bank IPO<\/h2>\n\n\n\n
KPI<\/th>Values<\/th><\/tr><\/thead>
Market Cap (\u20b9 Cr.)<\/td>2104.41<\/td><\/tr>
EPS (Rs)<\/td>26.48<\/td><\/tr>
P\/E (x)<\/td>17.68<\/td><\/tr>
ROE<\/td>16.45%<\/td><\/tr>
Debt\/ Equity<\/td>0.95<\/td><\/tr>
RoNW<\/td>15.33%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

Objects of the Issue:<\/strong><\/h2>\n\n\n\n

The Bank intends to utilize the Net Proceeds from the Fresh Issue to strengthen our Tier-I capital base, ensuring readiness for future capital requirements. Additionally, the funds generated from the Fresh Issue will cover expenses related to the Offer. The Bank anticipates reaping the advantages of listing the Equity Shares on the Stock Exchanges.<\/p>\n\n\n\n

Prospectus Links:<\/strong><\/h2>\n\n\n\n

Prospectus:<\/strong> Official documents that provide detailed information about the IPO and the company. Capital Small Finance Bank DRHP<\/a> and Capital Small Finance Bank RHP<\/a>.<\/p>\n\n\n\n

Frequently Asked Questions<\/strong><\/h2>\n\n\n\n
<\/div><\/div>\n\n\n
\n
\n
\n

What is an IPO?<\/h3>\n
\n\n

An IPO, or Initial Public Offering, is the process by which a private company offers its shares to the public for the first time to raise capital.<\/p>\n\n<\/div>\n<\/div>\n

\n

Why do companies go public with an IPO?<\/h3>\n
\n\n

Companies go public to raise capital for expansion, reduce debt, or for other corporate purposes. It also provides liquidity to existing shareholders.<\/p>\n\n<\/div>\n<\/div>\n

\n

What is the price range for the \"Capital Small Finance Bank Limited\" IPO?<\/h3>\n
\n\n

The price range for the\"Capital Small Finance Bank Limited\" IPO is \u20b9445 to \u20b9468 per share.<\/p>\n\n<\/div>\n<\/div>\n

\n

When will the \"Capital Small Finance Bank Limited\" IPO be listed on the stock exchange?<\/h3>\n
\n\n

The \"Capital Small Finance Bank Limited\" IPO is expected to be listed on Wednesday, 14 February 2024.<\/p>\n\n<\/div>\n<\/div>\n

\n

How to apply for an IPO with Lakshmishree?<\/h3>\n
\n\n

To apply for an IPO with Lakshmishree:
Go to www.lakshmishree.com\/ipo
Select the desired IPO and fill in the required details.
Confirm your application and make the payment.
Once applied, you can track the status of your application on the platform or get in your registered Email ID.<\/p>\n\n<\/div>\n<\/div>\n

\n

How can I check the subscription status of an IPO on Lakshmishree?<\/h3>\n
\n\n

Log in to your Lakshmishree account and navigate to the 'IPO' section. Here, you can view live updates on the subscription status of ongoing IPOs.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"

Capital Small Finance Bank IPO Price: \u20b9445 to \u20b9468IPO Date Range: Feb 7, 2024 - Feb 9, 2024 Foundation & Business Essence Established in 1999, Capital Small Finance Bank Limited operates as a small finance bank. In 2015, it achieved the distinction of being the inaugural non-NBFC microfinance entity to be granted the coveted SFB […]<\/p>\n","protected":false},"author":1,"featured_media":5677,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[336],"tags":[],"class_list":["post-5674","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ipo"],"_links":{"self":[{"href":"https:\/\/lakshmishree.com\/blog\/wp-json\/wp\/v2\/posts\/5674","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lakshmishree.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lakshmishree.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lakshmishree.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lakshmishree.com\/blog\/wp-json\/wp\/v2\/comments?post=5674"}],"version-history":[{"count":1,"href":"https:\/\/lakshmishree.com\/blog\/wp-json\/wp\/v2\/posts\/5674\/revisions"}],"predecessor-version":[{"id":5676,"href":"https:\/\/lakshmishree.com\/blog\/wp-json\/wp\/v2\/posts\/5674\/revisions\/5676"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lakshmishree.com\/blog\/wp-json\/wp\/v2\/media\/5677"}],"wp:attachment":[{"href":"https:\/\/lakshmishree.com\/blog\/wp-json\/wp\/v2\/media?parent=5674"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lakshmishree.com\/blog\/wp-json\/wp\/v2\/categories?post=5674"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lakshmishree.com\/blog\/wp-json\/wp\/v2\/tags?post=5674"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}